Medical bills add up quickly when you get into a truck or commercial vehicle accident. However, filing a lawsuit to seek compensation can feel like a lot to handle when recovering from injuries.
Understanding Texas laws and how to manage the process can help you get the settlement you deserve.
Liability
Determining who is at fault for truck crashes can be complex. The process involves examining factors like driver negligence, vehicle maintenance and adherence to state regulations.
Statute of limitations
Do not wait too long to file a personal injury suit. You generally have two years from the date of the incident to file a claim. If you do not file within this timeframe, you may lose your ability to seek compensation.
Comparative negligence
Texas follows a modified comparative negligence rule. If the court determines that you share some responsibility for the incident, you may receive a reduced payment amount. You can not seek damages if you are more than 50% responsible. Understanding how this rule applies to your case helps maximize your potential recovery.
Insurance
State laws require truck and commercial vehicle operators to carry liability insurance coverage. The first step after a truck accident is to file a claim with the other driver’s insurance company.
Navigating insurance claims can be challenging. Large companies and their insurers are experts at reducing the amount they pay. You must know your rights and how to negotiate with insurance companies to get fair compensation.
Evidence
Gathering evidence can help you build a strong case. Proof of your claim may include witness statements, police reports, medical records, property damage documentation and photos of the scene. It is important to save all evidence, as it can affect your legal outcome.
Compensation
You need to know the types of damages available. Compensatory damages may include:
- Property damage
- Lost wages
- Medical costs
- Pain and suffering
Accurately calculate your losses and document them with proof for your claim.
Pursuing a settlement in your accident case requires navigating complex laws. Despite the challenges, arming yourself with knowledge can help streamline the process and maximize your potential recovery amount.